.svg)
How It Works
Apply Online
Fill out our simple application in under 5 minutes. We just need basic details about your business and monthly card sales. No complicated paperwork.
Quick Decision
We review your application and card transaction history. Most businesses get a decision within 24 hours. No credit score obsession here.
Funds in Your Account
Once approved, funds land in your business account within 48 hours. Use it for stock, equipment, marketing, or whatever your business needs.
Eligibility Criteria
To qualify for our business funding, your business should meet the following basic requirements:
- Trading for at least 6 months
- UK registered business
- Minimum monthly turnover of £5,000
- Owner/Director is a UK resident
- Business has a dedicated bank account
Perfect For
Businesses That Take Card Payments
If your customers pay by card, a merchant cash advance could be the right fit. We work with restaurants, cafes, retail shops, salons, and hospitality businesses across the UK.
- Restaurants and takeaways
- Retail shops and boutiques
- Cafes and coffee shops
- Hair and beauty salons
- Pubs and bars
- Hotels and B&Bs
Frequently Asked Questions
Everything you need to know about our business funding.
- How much can I borrow?
- You can borrow from £5,000 up to £500,000 depending on your business turnover, trading history, and the type of loan you choose. Our cash advance is typically based on your monthly card sales, while secured loans are based on asset value.
- How long does the approval process take?
- We pride ourselves on speed. Most applications receive a decision within 24 hours. Once approved, funds are typically released to your business account within 48 hours.
- What documents do I need to provide?
- Initially, we only need your last 3-6 months of business bank statements and basic company information. For secured loans, we may also require details of the assets you're using as collateral.
- Is there a penalty for early repayment?
- No, we don't believe in penalising businesses for doing well. Most of our loan products allow for early repayment without any additional fees or charges.
- Do I need a perfect credit score?
- Not necessarily. We look at the overall health and performance of your business, rather than just a credit score. We've helped many businesses with less-than-perfect credit history secure the funding they need.
Dive Seeks is trusted by 500+ UK businesses.
Contact Us
Get a free consultation and discover how our AI-powered ePOS solutions can transform your restaurant or retail business.
Get in Touch
Visit Us
London, England
N1 7GU