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Dive Seeks Limited
Business & Property Finance
Dive Seeks Limited helps businesses, landlords, investors and property professionals explore specialist finance through a network of lenders and finance partners.
Dive Seeks Limited is an introducer and is not a lender. Regulatory status
Business & Property Finance
Enquiries in one place
Specialist Finance Introducer
Lenders and finance partners
Cases Considered Individually
Subject to lender criteria
Our Business Finance Solutions
Business Finance Options
Funding options for trading businesses, from card-turnover-linked funding and business loans to asset and invoice finance. Swipe or use the arrows to see more.
Merchant Cash Advance
A form of business funding where repayments are generally linked to card or payment turnover, depending on the provider and product structure. It may not be structured like a conventional loan, so the provider's documentation should be reviewed carefully.
Suited to: Businesses that take regular card payments, such as retail and hospitality.
Secured Business Loans
Business borrowing secured against assets such as property or equipment. Security requirements, terms and costs vary by lender and by case.
Suited to: Established businesses able to offer suitable assets as security.
Your property or other assets may be at risk if you do not keep up repayments on finance secured against them.
Unsecured Business Loans
Business borrowing that is not secured against a specific asset. Lenders will assess the business's trading history and finances, and may ask for other forms of support, such as guarantees, depending on the case.
Suited to: Businesses seeking funding without offering a specific asset as security.
Asset Finance
Finance to help a business acquire or refinance equipment, vehicles or machinery, where the asset itself often forms part of the security. Structures and terms vary by lender.
Suited to: Businesses buying, upgrading or refinancing equipment, vehicles or machinery.
The financed asset may be at risk if you do not keep up repayments.
Invoice Finance
Finance that lets a business release funds tied up in unpaid customer invoices. Availability and structure depend on the lender and on the business's invoicing and customer profile.
Suited to: Businesses that invoice other businesses on credit terms.
Other Specialist Business Finance
For funding needs that do not fit the categories above, we can discuss the circumstances and whether a suitable lender or finance partner may be able to consider the case.
Suited to: Businesses with an unusual funding requirement or structure.
Our Property Finance Solutions
Property Finance Options
Finance for landlords, investors and property professionals, including short-term, commercial and development finance. Swipe or use the arrows to see more.
Bridging Finance
Short-term finance secured against property, often used to cover the gap until a sale, refinance or other repayment source is in place. A credible repayment or exit strategy is important.
Suited to: Investors, landlords and property professionals with a clear short-term funding need.
Your property or other assets may be at risk if you do not keep up repayments on finance secured against them.
Commercial Mortgages
Longer-term finance secured against commercial property, for a purchase or a refinance. Terms depend on the property, the borrower and the lender.
Suited to: Businesses and investors buying or refinancing commercial property.
Your property or other assets may be at risk if you do not keep up repayments on finance secured against them.
Semi-Commercial Property Finance
Finance for properties that combine commercial and residential use, such as a shop with a flat above. Whether a particular case is regulated can depend on how the property is used and occupied, so each case is reviewed individually.
Suited to: Investors and businesses buying or refinancing mixed-use property.
Your property or other assets may be at risk if you do not keep up repayments on finance secured against them.
Development Finance
Finance to support property development or refurbishment projects, often released in stages. Lenders will typically look at the project, the borrower's experience and the planned exit.
Suited to: Developers and investors carrying out construction or refurbishment projects.
Your property or other assets may be at risk if you do not keep up repayments on finance secured against them.
Limited Company / Business-Purpose Buy-to-Let
Enquiries for buy-to-let finance through a limited company, or otherwise for business purposes, where appropriate. Whether an enquiry is regulated depends on the borrower and the circumstances, so some cases may need to be referred to an authorised firm.
Suited to: Landlords and investors buying or refinancing rental property through a company or for business purposes.
Your property or other assets may be at risk if you do not keep up repayments on finance secured against them.
The Process
How It Works
From enquiry to completion. Every case is subject to lender criteria, underwriting and approval.
Step 1: Enquiry
Tell us about the finance you are looking for.
Step 2: Initial Assessment
We review your details, including whether the enquiry may involve regulated activity.
Step 3: Documentation
We or a lender may ask for supporting information and identity checks.
Step 4: Lender / Finance Partner
Suitable enquiries may be introduced to lenders or finance partners.
Step 5: Underwriting & Decision
The lender carries out its own underwriting and decides whether to offer finance.
Step 6: Completion
If an offer is made and you proceed, the lender's documentation governs the agreement.
Please note
Every enquiry is considered individually.
- Every application is subject to lender criteria.
- Underwriting applies.
- Approval is not guaranteed.
- Rates, fees, security requirements and timescales vary.
Who It Is For
Who We Can Help
Businesses, landlords, investors and property professionals exploring specialist finance.
Established businesses
Retail and hospitality businesses
Landlords
Property investors
Developers
Property professionals
Regulated & Unregulated Activity
Regulated and Unregulated Finance
Dive Seeks Limited currently focuses on relevant business-purpose and specialist finance enquiries. The regulatory position of a finance agreement can depend on who is borrowing, what the finance is for, the property involved and how the transaction is structured.
Business-purpose and specialist enquiries
We currently focus on enquiries such as:
- Finance for limited companies and other businesses
- Property investment, bridging and development finance for business purposes
- Specialist finance where a lender or finance partner may be able to consider the case
Even within these areas, whether a particular case is regulated can depend on the circumstances, and we do not assume that any enquiry is unregulated.
Enquiries that may need referral
Where an enquiry may involve regulated activity, for example where the borrower is an individual or the property is or will be occupied by the borrower or a relative, we may need to refer it to an appropriately authorised firm or to a lender able to consider it.
We will tell you if this applies to your enquiry.
Enquire
Make an Enquiry
Tell us a little about the finance you are looking for. Every enquiry is considered individually and is subject to lender criteria, underwriting and approval.
Please do not include identity documents, bank details or other sensitive information in this form. It does not accept document uploads.
Important Information
Compliance & Important Information
Please read this information about how Dive Seeks Limited works and about the finance we introduce.
Regulatory Status
Dive Seeks Limited acts as an introducer and intermediary for business-purpose and specialist business and property finance enquiries. We introduce enquiries to lenders and finance partners. We are not a lender and we do not provide finance ourselves.
Dive Seeks Limited is not authorised or regulated by the Financial Conduct Authority (FCA).
Some business-purpose finance falls outside FCA regulation. Whether a particular finance agreement is regulated can depend on the borrower, the property, the purpose of the finance and how the transaction is structured, so we cannot say in advance that any enquiry is unregulated.
If an enquiry may involve regulated activity, for example where the borrower is an individual or the property is or will be occupied by the borrower or a relative, we may need to refer it to an appropriately authorised firm or to a lender able to consider it. We will let you know if this applies.
The protections that apply to FCA-regulated finance, which may include access to the Financial Ombudsman Service, may not apply to finance we introduce. If you are unsure whether your circumstances involve regulated finance, please tell us or take independent advice before proceeding.
AML & KYC
Dive Seeks Limited and the lenders and finance partners we work with may need to carry out identity, anti-money laundering, fraud-prevention and "know your customer" checks before an enquiry can progress.
We and/or a lender or finance partner may ask for information such as:
- Proof of identity
- Proof of address
- Company information
- Beneficial ownership details
- Source of funds
- Source of wealth, where relevant
- Bank statements
- Supporting financial information
These checks may be required to comply with applicable anti-money laundering, fraud prevention and lender requirements. What is requested will vary between cases and lenders, and providing information does not guarantee that finance will be offered.
Please do not send identity documents or financial information through the enquiry form. We will tell you how to provide anything we need when it is needed. This statement is a general summary and does not describe internal policies or procedures.
Privacy & Data
When you make an enquiry, we collect the information you provide, such as your name and contact details, your company name, the type and amount of finance you are asking about, property details where relevant, and a summary of your case.
Where necessary to assess or progress your enquiry, your information may be shared with appropriate lenders, finance partners and service providers.
The enquiry form does not accept document uploads. Please do not include identity documents, bank details or other sensitive information in the form.
How we handle personal information is explained in our Privacy Notice.
Complaints
If you are unhappy with the service you have received from Dive Seeks Limited, please let us know. We will review complaints fairly and promptly.
To raise a complaint, please contact us using the details below. It helps if you include your name, your contact details, the enquiry your complaint relates to and a description of what has gone wrong.
- info@diveseeks.com
- Telephone
- 07404 385025
- Contact Address
- Dive Seeks Limited, 20 Wenlock Road, London, England, N1 7GU
Complaints about a lender's or finance partner's own products or services may need to be raised with that lender or finance partner directly.
External escalation rights, such as access to the Financial Ombudsman Service, can depend on whether the relevant activity or product is regulated. We cannot promise that any particular external complaints route will be available in every case.
Terms of Business
This is a high-level summary of how Dive Seeks Limited works with you.
- Dive Seeks Limited acts as an introducer and intermediary. We are not a lender and we do not provide finance ourselves.
- Every enquiry is considered individually and is subject to lender criteria, underwriting and approval. Approval is not guaranteed.
- Rates, fees, security requirements and timescales vary by lender, product and case.
- The lender's or finance partner's documentation governs the finance agreement. Please review it carefully before you proceed, and take independent advice if you are unsure.
Commission and fees
Where applicable, Dive Seeks Limited may receive a commission or other payment from a lender or finance partner. Further information can be provided where relevant.
If you are asked to pay a fee to Dive Seeks Limited, this will be explained to you in writing before you proceed.
Important Finance Information
Bridging finance
Bridging finance is normally short-term. A credible repayment or exit strategy is important, and it is sensible to consider what would happen if the planned exit, such as a sale or a refinance, is delayed or does not go ahead.
Merchant Cash Advance
Merchant cash advance repayments are generally linked to a business's card or payment turnover, depending on the provider and product structure. A merchant cash advance may not be structured like a conventional loan, so it is important to read the provider's documentation to understand how it works and what it costs.
All finance
- All finance is subject to lender criteria, underwriting and approval, and approval is not guaranteed.
- Rates, fees, security requirements and timescales vary by lender, product and case.
- Depending on the lender and the product, finance may require security, guarantees, or credit and other checks.
- Please make sure you understand the total amount payable and any fees or early repayment charges before you proceed, and take independent advice if you are unsure.
Ready to explore your options?
Tell us about your enquiry. Every case is considered individually and is subject to lender criteria, underwriting and approval.